The growthenginefor lenders
Vyrex turns merchant bank statements into risk insights underwriters, brokers, and ISOs can explain. Grounded in the merchant's own data—not a third-party black box.
Underwriting shouldn't be a bottleneck
Every lender should have the intelligence and automation that used to be reserved for the largest institutions—from the statements they already collect.
Precision over guesswork
Risk scores and signals grounded in the merchant's own statements—not market averages or a third-party black box.
Defensible decisions
Clear explanations behind every approval, adjustment, and decline. A view the whole funding team can stand behind.
Speed at scale
From hours of manual review to seconds of automated analysis—without leaving the desk.
Built for the people who fund deals
Underwriters, brokers, and ISOs get the same explainable views—not raw model scores or prompts.
From statements to a view the team can fund against
Intake, extraction, risk, and recommended offers in the same place the people who fund deals already work.
From data to decisions
What Vyrex powers
- Automated reading of bank statements and supporting documents.
- Detection of anomalies, fraud patterns, and hidden debt.
- Workflows where risk, sales, and operations share a single source of truth.
Principles behind the product
How we build for underwriters who need speed without giving up control.
Opinionated, not rigid
Strong product opinions, with room for each lender's own playbook, thresholds, and judgment.
Security-first
Encrypted data, isolated environments, and clear controls for access and retention.
Human in the loop
AI does the heavy lifting. Final decisions stay with the team that owns the book.
See it on your own book
Pick a membership and we'll walk you through analysis grounded in the merchant's own statements.
Get a demo